The Reality Most Banks Are Underestimating The UK’s decision to delay Basel 3.1 to 2027, with FRTB IMA following in 2028, is being treated by many as breathing space. It isn’t. It creates a compressed hybrid transition period, with a binding dual‑regime operating model in 2027 and material approval risk extending into 2028, where complexity, […]
Executive Overview Delivering a banking programme under regulatory scrutiny is fundamentally different from standard programme delivery. The presence of regulators such as the PRA, FCA, or ECB changes the operating environment in ways that most organisations underestimate. Expectations are higher, tolerance for ambiguity is lower, and the consequences of failure are immediate and visible. Programmes […]
Executive Overview Complex banking programmes do not fail because the problem is too difficult. They fail because they are set up and run in ways that are fundamentally misaligned with the realities of high-stakes delivery. In Tier 1 banking environments, programmes operate under regulatory scrutiny, tight deadlines, fragmented systems, and competing senior stakeholders. These are […]
Executive Overview Operational resilience is no longer a compliance exercise. It is a delivery challenge. The Digital Operational Resilience Act (DORA) sets a clear expectation: financial institutions must be able to withstand, respond to, and recover from Information and Communication Technology (ICT) disruption without impacting critical services. Under PRA, FCA, and ECB scrutiny, failure is […]
To Strengthen Control, Compliance and Competitive Advantage with Brickendon’s Data Solutions Executive Overview As we enter 2026, the regulatory banking landscape is defined by heightened supervisory scrutiny, accelerated digital transformation, AI-enabled decisioning, and increasingly complex data ecosystems. Financial institutions are expected not only to meet evolving regulatory obligations, but to demonstrate control, transparency and resilience […]
Firms that manage these risks effectively will gain a clear competitive advantage. Executive Overview The migration from SWIFT MT messages to ISO 20022 represents one of the most significant changes to global payments in decades. While many institutions have focused on meeting technical deadlines, experience across the industry shows that the real challenge is not […]
Strategic Implications for Market Risk and Counterparty Credit Risk Executive Overview The publication of the UK’s final Basel 3.1 rules in January 2026 has brought long-awaited clarity to the regulatory agenda, while also confirming a delay to implementation. The UK authorities have now confirmed that Basel 3.1 will come into force on 1 January 2027, […]
Navigating European Central Bank (ECB) Valuation Inspections with Confidence Executive Overview European Central Bank (ECB) inspections of valuation frameworks have become markedly more rigorous, forensic, and data-driven. Supervisors now undertake deep reviews across valuation governance, pricing models, market data, methodologies, controls, and underlying system architecture. These inspections extend well beyond high-level compliance checks, placing sustained […]
Employee governance best practices, provide high-quality products and services and ensure technical proficiency in holistic ways that help reduce costs and improve customer service.
Brickendon created a customised delivery framework to enable the upgrade of a global payment’s platform for a large US bank, which processes daily payments worth US$1 trillion notional.Brickendon’s full-suite solution from advisory to implementation included appropriate checkpoints, encouraged full buy-in from leadership and enabled the transformation of the business. Client Challenges The client had many […]